I help you understand your Health, Life and Wealth options, choose the right plan, and enroll with confidence so you can get the coverage you need.

​​I am a licensed Health and Life Insurance agent as well as an independent agency owner.

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Being independent means, I am not tied to any one company - I work for you and your needs.

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And best of all, I charge no fee, as I am compensated directly by the insurance companies, and you are under no obligation to purchase anything from me.

All I ask is that you give me the opportunity to be of service, to place you in the best possible position, and to be the person you think of when you need help or know someone who does.

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Life Insurance

• Affordable final expense coverage for individuals on Social Security or a fixed income.

• Whole life and term insurance for all ages.

• Coverage for temporary and permanent needs including mortgage protection, family inheritance, and asset protection.

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Health Insurance

• Individual health insurance.

• Medicare health plans.

• Disability income protection.

• Critical illness coverage including cancer, heart attack, and stroke.

• Dental, vision, and hearing.

• Group health plans.

• Covered California enroller.

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Medicare Options

• I can help you understand your Medicare choices including your options when turning 65, Medicare Supplement Insurance, Part D Prescription Drug Plans, and Medicare Advantage health plans.

• I can review your employer plan and help you decide whether it makes sense to keep or choose Medicare if working past 65.

• Special Needs, Chronic Conditions, Special Election Periods guidance to be sure you are in the right plan for you.

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Additional Products

• Annuities.

• Long-term care insurance.

• Indemnity and supplemental plans.